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I’m not sure what your take is on the current year, but mine is that it is going by entirely way too fast. The school year is already coming to an end and I swear it feels like the year just began! While I am like many of you who are beginning to focus on the upcoming summer months, I am also beginning to look even further and plan for the holidays.
Yeah, I know, it may seem a little crazy to start my holiday planning this far in advance, but I tell you what, when you start planning six to eight months in advance, the ability to save money is greater. An additional benefit is experiencing a lower stress level when the holidays do arrive. Below are a few tips I have for how you can save on the holidays this year.
Start buying gifts now. One of the easiest ways to ease the financial burden of the holidays is to spread the expenses out throughout the year. If you have a lot of extended family and friends that you buy Christmas gifts for, then start watching the sale flyers for your favorite stores. When you see something that you know one of people on your gift list would like, go ahead and buy it. Sure, you will have to store it but you’ve saved money and you have one less gift to buy. Therefore, it’s worth it! Set money aside every pay period. Another great way to make sure you are financially ready for the holidays is by setting money aside each pay period. For example, I take out $50-$100 of every paycheck and put aside in a fund (within my budget book) labeled “Christmas.” Regardless of what the amount is that you can afford to set…